Kenya commercial bank launches Seniors and Children Medical Plan in Insurance Partnership with Jubilee. PHOTO /CORRESPONDENT

KCB Launches Seniors and Children Medical Plan in Insurance Partnership with Jubilee Health



By Ednah Kiarie



Kenya Commercial Bank (KCB) Simba Health senior and Simba

Health Junior set to benefit parties whose needs had not been

previously addressed.
KCB Insurance Agency in collaboration with Jubilee Health

Insurance  launched a medical cover designed to provide care to

children under 24years and senior citizens.



The proposition for children is dubbed KCB Simba Health Junior

and caters for children whose parents medical insurance scheme

limits the number of children on the cover or excludes dependants

in a policy. It also takes care of children who do not have an existing

medical cover.



KCB Simba Health Senior targets the elderly from 60 years and

above and the cover provides access to a wellness package and

chronic disease management. This is in realization that senior

citizens face unique and often daunting challenges in finding

affordable, high-quality heath care. Insurance covers for older

people tend to be higher than those of younger people as they are

more likely to have chronic conditions and therefore, they are more

likely to be denied care when they get sick.



“Simba Health Senior seeks to alleviate these problems by reining in

on costs for seniors while creating greater stability and security for

the older generation” said Aggrey Mulumbi, the Managing Director

at KCB Insurance Agency. “Health insurance facilitates access to care

and is associated with lower death rates, better health outcomes

and improved productivity. Therefore, this is an opportunity for all

citizens across the region to take full advantage of and secure their

loved ones health.



Dr. Patrick Gatonga the Chief Executive officer at Jubilee Health

Insurance noted that young adults are the most underinsured

presenting a great opportunity to reach them through flexible and

affordable insurance products.



The future of insurance depends heavily on the ability of industry

players to attract the young people to embrace insurance. There is

need for all of us to emphasize on affordable and equitable access to

good-quality health services for all. With Simba Health Junior, we

see this as a step in the right direction towards cushioning our

young people against the vagaries of health-related complications,

Dr. Gatonga said.



To enhance the experience KCB Simba Health Junior provides

additional benefits which are not available with the conventional

medical covers including milestones developmental assessments,

pre-school health check-ups and wellness programs, nnutrition and

diet programs, teens mentorship programs and wellness clubs.

The insurance covers will address the insurance needs of children and senior citizens across the wide economic strata given the significant increase to escalating costs of medical care.

About The Outhor

Leave a Commment

Leave a Comment